Tailor-made solutions for long-lasting economic well-being

Solutions for Families and Asset Managers

Investment Objectives

This is the beginning of our journey: we want to set clear and realistic goals.

It may seem strange, but it could be the part of that journey to which we will dedicate more time: because there are so many things you would like to do, so many initiatives that deserve sacrifices and investments - of time and money - and often we realize the need to establish priorities. I will not be able to establish them: I can only help you understand the boundary between what is desirable and what is achievable.

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Financial Planning

How will you reach your goal? I believe that planning is a doubly useful exercise: it helps us understand the path to our goal, but it also makes us much more aware of the discipline we will have to maintain in order not to deviate from the path we have traced.

The financial planning that I will propose to you is not limited to identifying the approach to market risk (prudent, balanced, aggressive, etc.): this is the most quantitative and, honestly, easiest part of planning. Real planning has a much broader perspective: it looks at the family's home budget or, if it is a wealth management, at the expectations of distribution of results, it looks at the foreseeable and unforeseeable future financial needs, it looks at the totality of the sources of income and the foreseeable tax implications of your choices.

The more detailed (and realistic) your financial plan, the greater your incentive to follow through on the commitments necessary to achieve your goal(s).

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Portfolio Analysis

The portfolio analysis, existing or to be built, will serve as a "fifth proof" to verify that the choices made, or to be made, in terms of allocating your financial resources, are compatible with the objectives you have set for yourself and consistent with that financial planning path to which you have probably dedicated a lot of time.

The evaluation part requires sophisticated tools, mostly of a statistical nature, which aim to estimate the uncertainty of future results, to measure the variability of expected performance, the possibility of having capital losses, and to give an idea of how much you could realistically "earn" in the event of a favorable evolution of the markets.

We will also talk about sustainability risk, with the evaluation of the sustainability profile of the portfolio based on the characteristics of the issuers: it is an important topic today that will be even more crucial in the future.